PRE-AGREED LOSS SUVEYOR & ADJUSTER : Our business philosophy firmly believes in valued & credible partnership therefore we value & maintain industry relationship with almost every credible & competitive IRDAI licensed Loss Surveyor & Adjusters. We offer pre-agreed panel of Loss surveyor & adjusters while any insurance policy closure in mutual consent of insurer & Insured so that customer could be assured of credibility of all partners with whom they might need to interact.
RISK AUDIT, RISK MANAGEMENT & CONTROL SERVICES :- Knowing the risk is important to control & mitigate those loss/damages which might occur from those risk. Insurance works more efficiently if risks are properly & accurately known & managed by Insured. This is why we often conduct Pre & Post Policy Inspection of customer business & facilities through our Risk Engineers & consultants such as architect, chartered accountants etc
Objectives of such Risk Inspection:-
Therefore such risk audit & control services help customer improve their risk factor thus becoming healthier risk for insurance company to underwrite which ultimately yields monetary benefits as well by saving insurance cost consistently.
JOINT INSPECTION :- Our claims professional accompany our customers in each visit of Surveyor to loss site along with all meetings & interaction. This provides much relief to the customer cause every corporate customer prefers themselves to be represented by industry best experts. This is also important to ensure that All but reasonable & appropriate documentations are demanded from customer & claims has been brought in right manner to their conclusion with out any hassles from either of the party.
CLAIM DOCUMENT PREPARATION ASSISTANCE :- Collection & preparation of claim documents in co-ordination with multiple department within a company is not an easy & convenient task. We understand this issue. Therefore, Our Claims professional act as an extended arm of Customer by co-ordinating with in multiple department of customers in collecting & preparation of claim documents. This ensures that Documents are prepared in complete & accurate manner which improves claim settlement time and helps reduce disputes as well.
SOLICITATION WITH INSURER & SURVEYOR : – We do not believe in simply just communicating information/documents from customer to insurance company/surveyor & vice-versa. We analyse them and bring it to its correct interpretation & implementation among all parties. We solicitate on behalf of customer with insurance company/surveyor to bring claim settlement to its correct & appropriate conclusion in terms of outcome & quantum.
LEGAL RECOURSE :- One of the main & conclusive object to insurance broking partner is that claim which is the ultimate outcome of insurance policy, shall conclude amicably, reasonably & to its best interpretation as per policy terms & condition. Therefore, We do not leave our customer hand even in circumstances where insurer does not process claim as per policy terms & condition. We do take legal opinion & suggest, advise & walk along with our customers during legal recourse of an disputed or improper settled claim.