PERSONAL INSURANCE

Home Insurance

Other than health, life & automobile, another biggest asset of an individual is his/her home and valuables inside which usually comes with lifetime savings & earnings. With home insurance, a customer, not only covers their valuables against risk of burglary or theft, they also cover their home against risk of natural calamities
What can be covered under Home Insurance?
  1. Cost of building, foundation & structure
  2. Furniture & fixtures
  3. All Electrical, Electronic and mechanical machines/items such as Television, Security system, Washing machine, refrigerator, computer  etc.
  4. Cash in Safe
  5. Jewellery, Gold, bullion  or any other precious metal items, watches etc
  6. Fine arts such as painting or any other artwork
  7. Or any other items as declared.
  8. Repair or replacement cost due to electrical or mechanical breakdown of such item
What are coverage under home Insurance?

Home Insurance compensates against financial losses incurred by a customer due to physical damage of property insured because of below circumstances:

    1. Fire
    2. Lightning
    3. Explosion/Implosion
    4. Aircraft damage
    5. Impact Damage
    6. Riot, Strike, malicious damage
    7. Storm, cyclone, Typhoon, tempest, flood, Inundation, Hurricane, turnado
    8. Subsidence
    9. Landslide including rockslide
    10. Bursting and/or overflowing of water tanks, apparatus, and pipes
    11. Missile testing operations
    12. Leakage from automatic sprinkler Installation
    13. Bush fire
    14. Earthquake
    15. Terrorism
    16. Burglary
    17. Theft
What are general exclusion under home Insurance?
  • Any loss or damage caused by you or your domestic staff direct or indirect involvement in an attempted burglary
  • Any loss or damage on account of loss of livestock, motor vehicles, pedal cycles, money, securities for money, stamp, bullion, deeds, bonds, bills of exchange, promissory notes, stock or share certificates, business books, manuscripts, documents of any kinds, ATM debit or credit cards, unless previously specifically declared by the company.
  • Any loss or damage to any property that is illegally acquired, kept, stored which is subject to forfeiture.
  • Any loss or damage occurring while your home is unoccupied for a period of more than 30 days consecutively and if you failed to inform the company about the same.
  • Natural wear and tear
  • War, invasion related circumstances
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ORANGE CAPITALConnect with us
Principal Officer : Deepak.Arora@orangecapital.in
Sales & Support : Deepak.Chauhan@orangecapital.in
Media/ Grievance/Enquiry : Nandita.Kapoor@orangecapital.in
OUR LOCATIONSWhere to find us
Registered Office
Orange Capital Insurance Broking Private Limited,
Ground Floor, S-145, Uppal South End
Sohna Road, Sector-49, Gurugram, Haryana-122001

Corporate Office
Second Floor, K-5A/9, DLF Phase-II,
Near Vatika City Point, MG Road,
Gurugram, Haryana-122008

Branch Office
Office No.354, 3rd Floor,
Block–D&E Chandigarh Citi Centre-CCC,
VIP Road, Zirakpur Punjab-140603
GET IN TOUCHOrange Capital Social Links
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ORANGE CAPITALConnect with us
Let’s grow together with the warmth of mutual trust and support for a better future.
OUR LOCATIONSWhere to find us
Registered Office
Orange Capital Insurance Broking Private Limited,
Ground Floor, S-145, Uppal South End
Sohna Road, Sector-49, Gurugram, Haryana-122001

Corporate Office
Second Floor, K-5A/9, DLF Phase-II,
Near Vatika City Point, MG Road,
Gurugram, Haryana-122008

Branch Office
Office No.354, 3rd Floor,
Block–D&E Chandigarh Citi Centre-CCC,
VIP Road, Zirakpur Punjab-140603
GET IN TOUCHOrange Capital Social Links
Feel our social presence that seamlessly covers key insurance indicators.

IRDA Registration Number : 704 | CIN : U66000HR2019PTC082383 | Category : Direct Broker (Life & General including Health) | License Period : 17-04-2020 to 16-04-2023

IRDA Registration Number : 704
CIN : U66000HR2019PTC082383
Category : Direct Broker (Life, General, Health)
License Period : 17-04-2020 to 16-04-2023

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